BCV Asset Management Inc.-
General Terms and Conditions for Accessing Website

The following Terms and Conditions have been imposed by BCV Asset Management Inc. ('BCV', 'we', 'us') for any user accessing this website or using the information provided on this website ('user', 'you').

1. General Terms and Conditions:

(a) Acceptance of Terms and Conditions:  Please read these Terms and Conditions carefully.  By accessing this website and/or using the information provided on this website, you agree to be bound by these Terms and Conditions.

(b) Modifications to Terms and Conditions:  We reserve the sole right to revise these Terms and Conditions from time to time.  Once these revised Terms and Conditions have been published to the website, you agree to be bound by these Terms and Conditions.

(c) Severability:  If any portion of these Terms and Conditions is determined to be invalid or unenforceable in whole or part, such invalidity or unenforceability shall attach only to such portion and all other portions hereof shall continue in full force and effect.

(d) Survivorship:  Any provisions contained in the Terms and Conditions, which are by their nature intended to survive any termination of these Terms and Conditions shall, in fact, survive such termination.

(e) No Waiver:  The failure of BCV Asset Management Inc. to exercise or enforce any right or provision of these Terms and Conditions shall not constitute a waiver of such right or provision.

(f) Applicable Law:  The laws of the Province of Manitoba apply to this website and to these Terms and Conditions.  The courts of the Province of Manitoba have exclusive jurisdiction in relation to any disputes in connection with this website.

2. Ownership of this Website:

(a) Ownership:  This website is owned by BCV Asset Management Inc.  The address of the firm is 1325 Kenaston Boulevard, Winnipeg, MB  R3P 2P2.

(b) Contact Information:  If you wish to contact BCV Asset Management Inc. with any questions, you should contact Tony Demarin, President & Chief Investment Officer, at (204) 284-2583, (888) 645-2583, or tdemarin@bcvfinancial.com.  

(c) Intellectual Property:  BCV Asset Management Inc. or the relevant owner, retains all rights (including, but not limited to, copyrights, trademarks, patents and any other intellectual property right) in relation to all information contained on this website, including all text, graphics and logos.  You do not receive any license in relation to such information, except for the limited purpose of accessing and viewing the website.

(d) Dissemination of Content:  You do not receive any license in relation to any information contained on the website, except for the limited purpose of accessing and viewing the website.

(e) Links to Website:  You may not create links to this website without the prior written consent of BCV Asset Management Inc.

3. Limitations on Use of Information:

(a) Securities Registration:  BCV Asset Management Inc. is registered with the applicable provincial regulators as a Portfolio Manager in British Columbia, Alberta, Saskatchewan, Manitoba, Ontario and Prince Edward Island.  The content of this website is intended for Canadian residents only and does not constitute an offer or solicitation by anyone in any jurisdiction in which such an offer or solicitation is not allowed.  BCV Asset Management Inc.s advisory services are available only in those jurisdictions in which BCV Asset Management Inc. is registered to provide such services (or is otherwise exempt from the requirement to register in a particular jurisdiction).

(b) Country of Residence:  BCV Asset Management Inc. controls and maintains this website from Canada and makes no representation that the information provided on or through this website is appropriate or available for use in other locations.  If you use this website from other locations, you are responsible for compliance with applicable local laws.

(c) Advice Not Provided:  BCV Asset Management Inc. provides information on this website that should be considered for background material only.  This information should not be construed as financial, insurance, legal, accounting, tax or other advice, and shall not be relied upon by you as substitute for that advice.

(d) General Nature of Information:  The information on this site has not been prepared taking into account specific investment objectives, financial situations or needs of any particular investor, and therefore may not be suitable for you. You should verify all information before relying on it. Decisions based on the information provided on or via this website are for your own account and risk.

(e) No Solicitation:  The information published on this website does not constitute a solicitation, offer or recommendation to purchase or sell investment instruments or to enter into any other transaction.

4. Accuracy and Completeness of Information:

(a) Accuracy of Information:  BCV Asset Management Inc. has attempted to provide accurate and up-to-date information. This website may include technical or editorial inaccuracies or typographical errors.  BCV Asset Management Inc. makes no warranties or representations, express or implied, as to whether information contained on or via this website is accurate, complete or up-to-date.  BCV Asset Management Inc. is not obliged to update the information provided or to correct inaccuracies or errors.  No rights accrue from the information published on this website.

(b) Third Party Information:  This website may refer, by hyperlinks or other means, to information provided by third parties.  BCV Asset Management Inc. has not verified whether such information is reasonable, accurate, reliable, complete or up-to-date.   Links to other sites do not constitute BCV Asset Management Inc.'s approval or endorsement of such sites or its products or advertisements.  BCV Asset Management Inc. is not liable in connection with any such information provided by third parties.

5. Operation of Website:

(a) No Requirement to Operate and Maintain Website:  BCV Asset Management Inc. does not represent or warrant that the website will function without error or interruption.

(b) No Requirement to Provide Notice:  BCV Asset Management Inc. reserves the right to cease, suspend or interrupt operation of or access to this website or any part of it, and is not required to provide any notice in respect to any such cessation, suspension or interruption of access, nor shall BCV Asset Management Inc. have any liability for such cessation, suspension or interruption of access.  

(c) Transmission of Information Through Website:  By transmitting information through the Contact Us area of this website, you accept the risk that the information you transmit to us and any information that we transmit to you may be intercepted and modified by a third party. We recommend that you do not send any confidential information to us by e-mail.  If you choose to send any confidential information to us via e-mail, you accept the risk that this information may be intercepted and modified by a third party.

6. Exclusion of Liability:

(a) Exclusion of Liability:  Neither BCV Asset Management Inc. nor any of its employees, officers, directors, agents or associates shall be liable for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including lost profits (even if BCV Asset Management Inc.  is advised of the possibility thereof) arising in any way from (i) the information contained on this website (ii) any information transmitted via this website or (iii) the functioning or non-availability of this website. BCV Asset Management Inc. is not liable for any damages or losses that may be caused to any equipment and other software due to any viruses, defects or malfunctions in connection with access or use of this website.